Calculator to Estimate Visa's Fixed Acquirer Network Fee (FANF)

Effective for activity beginning April 1, 2012, Visa is implementing a new fixed fee, called the Fixed Acquirer Network Fee (FANF), which will apply to the acceptance of all Visa-branded products. The following calculator will help merchants estimate the monthly impact of this fee to their organization. Use this calculator for each taxpayer ID (Taxpayer Identification Number or Employer Identification Number) within your organization. You will be able to e-mail the results of these calculations to yourself...just follow the directions

Important notes to keep in mind regarding this fee:
  1. If you have questions or have more than 4 MCCs within your organization, contact us for assistance.
  2. Card present merchants will be assessed fees based on either the High Volume MCC group OR the All Other MCC group based on whichever MCC reports the largest percent of the volume per tax ID (ie. 50% or greater).
  3. Merchants may be assessed fees based on BOTH the Card Present and the Customer Not Present fee structures.
  4. Merchant location count is based on locations processing at least one Visa purchase transaction per month.
  5. Total cost of FANF for card present and card not present is spread evenly across all merchant IDs associated with the respective sales volumes.
  6. Charitable and Social Service Organizations (MCC 8398) are exempt from this fee.
  7. Merchant aggregators like Internet Payment Service Providers (IPSPs) and Payment Service Providers (PSPs) should place all of their sales volume in the 'Card Not Present' category.
  8. Fast Food Restaurants (MCC 5814) should place all of their sales in the 'Card Not Present' category unless Fast Food sales volume is less than 50% for companies with multiple MCCs under one tax ID.
Do you accept Visa cards in card present, card not present, or both environments (include fast food restaurants in card not present)?
Card Present (Retail) FANF Calculation
 # MCCs(Merchant Category Codes) for Your Company:  
MCC Description
High Volume MCC?
# Locations
Visa Monthly Gross Card Present Sales
% of Visa Gross Sales by MCC
Table Used for Fee Lookup(1a or 1b) - see below
Total Card Present Locations
Card Present FANF Tier
Fee Per Location/Month
Total Card Present Fee/Month
Card Not Present, Merchant Aggregator & Fast Food Restaurants FANF Calculation
 Visa Monthly Gross Card Not Present Sales      
Card Not Present FANF Tier      
Card Not Present Fee/Month      
E-mail these results to yourself: 

FANF Calculation Tables