Optimized payments
 
 

Payment processing is one of the most confusing and complex services that businesses buy today. It’s as vital to running your company as electricity, and often far less understood. Mistakes can be costly, and that’s where we come in.

Our mission is simple: help clients improve their bottom line.

Leveraging our intimate knowledge of Interchange and merchant services practices, we work with mid to large-sized organizations to ensure they are getting the best possible value from their payment providers. Optimized Payments does NOT sell credit card processing services and we are not aligned with any payment processor, reseller, network or equipment vendor. Our allegiance rests solely with our clients.

Our clients range in size from a non-profit with few million in annual credit/debit card donations to a large retailer with over $10 billion in annual credit/debit card sales. All of our clients are very busy, and they find navigating the intricacies of pricing, lowest cost transaction routing, interchange management and fees analysis to be time consuming and confusing. Optimized Payments uses a proprietary methodology that enables our clients to focus on their business while we identify and implement the appropriate savings strategies for acceptance of all payment types, from credit and debit cards, to electronic checks and gift cards. We typically add hundreds of thousands of dollars to millions in savings to a client's bottom line.

What’s more, we employ a novel, no-risk "success fee" based approach to majority of our client engagements. If Optimized Payments doesn’t deliver measurable results to your bottom line, you don’t pay a fee. Our goal is delivering tangible savings for your business, and our compensation is only a percentage of these savings. When you profit from our services, so do we. Our clients tell us that the results we deliver equate to "found money". We couldn't agree more. Some clients, however, prefer to hire us on a fixed fee basis. Either way, we deliver results...95% of our clients realize significant reductions in payment costs.

We have successfully helped non-profits, retailers, b2b and Internet merchants, and health care providers ...

  • secure faster funding

  • reduce Interchange expenses

  • reduce processing costs and fees

  • increase their top line revenue


Call us at 800-846-1305, fill-out a inquiry form, or e-mail us at sales@optimizedpmts.com to learn what we can do for your business.

 

 
Company Info
Undercard Bout - American Express prepares for 12 rounds with the DOJ
Anand Goel was quoted in an article by Andrew Deichler in the AFP Exchange December 2010 issue
American Express is lacing up its gloves and preparing to do battle with a fairly formidable opponent: the U.S. Department of Justice.

In an attempt to crack down on credit card companies that it feels hold too much of a monopoly on the industry, the DOJ filed an antitrust lawsuit against the three largest networks—Visa, MasterCard and American Express—for prohibiting merchants from offering discounts, rewards and information about credit cards to consumers.

To continue reading the article and see Anand's comments, click here.
Optimized Payments Launches Free Online Calculator to Helps Businesses Understand & Lower Credit Card Processing Costs
Company launches a free online calculator along with free webinars to help businesses of all sizes understand and lower their cost of processing credit and debit cards. Read press release here.
Optimized Payments in Atlanta Business Chronicle
Optimized Payments Consulting founder, Anand Goel, was quoted in the Atlanta Business Chronicle's article on upcoming technology that enables PIN-debit transactions over the web.  Click here to read the full article.
Comparing Merchant Services across Wholesale Clubs
A detailed analysis shows how the three major wholesale clubs (BJ's, Costco, and Sam's) compare in their merchant services offering. Read the article here.
Optimized Payments Founder on Atlanta Business Radio
Anand Goel discusses his innovative company and customer value proposition with Amy Otto and Lee Kantor. Listen to the podcast of this interview here.
Consulting Services Expand to Canada
Optimized Payments Consulting has expanded its novel, risk-free consulting services to merchants in Canada. The move to the Canadian market began when a U.S. based client had retail operations in Canada. To meet this client's need, Optimized Payments customized its proprietary OPTIMIZED PAYMENTS™ methodology to this new market.

As in the U.S, Optimized Payments will provide Canadian businesses with tangible savings on their electronic payments (credit card, check, and gift card processing) without any cost to them. Optimized Payments only collect a fee when it improves a client's bottom line.
 
Customer Testimonials
    Public Broadcasting Atlanta
    Credit card processing is a complex service and we did not have time to become payment experts. For the few hours my staff and I invested in working with OPC, the payback has been tremendous.
    Irene Wreen, CFO
     
     
    123together.com
    This was found money. OPC’s impact on our bottom line was significant and they did not disrupt our business. This is a no brainer.
    Ravi Agarwal, CEO
     
     
    Top Knobs USA
    Without OPC’s help I could not have found all of these savings. OPC also made the process relatively simple and meaningful. I highly recommend them.
    Rick Yancey, CFO
     
     
    Meeting Consultants, Inc.
    Given Optimized Payments business model, I didn’t have any cost or risk. And the savings were significant. Great service!
    Casey Cote, President
     
     
    BlueWave Computing
    Due to the economic downturn, BlueWave has required many existing and most new accounts to pay for service via our monthly automated credit card billing system. Even though BlueWave has doubled its credit card processing volume over the last year, Optimized Payments has been able to cut processing fees in half while streamlining the process for us.
    Bryan Gillett, Director of Corporate Administration
     
     
    Badger Land Car Wash Equipment & Supplies
    We expressed a strong desire to remain with our current processor. Despite that limitation, OPC reduced our monthly fees by 21%. OPC’s approach was a welcome change compared to the hard sell tactics that we encountered through numerous unsolicited calls from processors.
    Don Balchunas, VP Finance
     
     
    Hank Haney International Junior Golf Academy
    Accepting cards is crucial to our business but we never thought there was any opportunity to lower our processing costs. We were skeptical at first but OPC lowered our payment costs by about 20% within 2-3 months. And I have increased my knowledge about the payments industry and now know how to actually read a discount/fee statement. This is truly a win-win, no-risk service.
    James Kidd, Senior Accountant
     
     
    Ratner Companies
    Under Optimized Payments guidance, we have gained a clear understanding of the credit card processing industry. OPC quickly identified cost saving opportunities, which we have implemented to measurable results. I highly recommend OPC to any organization looking to analyze and optimize their current payment processing strategy.
    Ilya Umansky, Treasury Leader
     
     
 
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